More than 90% of America's businesses are classified as "small" in terms of dollar volume or number of employees. In order to help these small businesses get the financing they need at reasonable rates and terms, SBA loans are partially guaranteed by the government. This means that SBA lenders like Business Lenders can often offer a much more favorable loan structure than is commonly available from conventional loans, such as those offered through banks.

SBA - guaranteed loans from Business Lenders offer these important advantages over conventional loans:

High loan-to-value	Up to 90 percent
A longer repayment period	Up to 25 years for owner occupied real estate
Features	Nominal prepayment penalties, no balloon payments Up to 15 years for machinery and equipment Up to 10 years for business acquisitions or working capital
Loan Size	$100,000 to $5 million

You're seeking capital to finance a new franchise. You're in the hospitality business and need to make improvements to make people feel at home. You want to purchase a building or refinance an existing commercial mortgage. You're a doctor, dentist or vet and want to expand your practice or buyout a partner. Whatever your reason. We'd like to help.

There isn't a single person on our staff who doesn't understand the pressures and challenges a small business owner faces. We're approachable no matter what your reason might be. Our terms are extended to go easy on your cash flow - typically, 25 years for real estate, 15 years for equipment and 10 years for working capital.

To get what you're asking for, you won't have to transfer your business checking account to us. Or keep compensating balances. Or do anything besides keep the terms of your loan. Like we said, we're not a bank.